Savings RatesAMIgem032024-09-13T21:33:06+00:00
| ORIGINAL/REGULAR (minimum $5.00 to open) |
| Share Type |
Dividend Rate |
APY |
| Share Account |
0.10% |
0.10% |
| CLUB ACCOUNTS |
| Share Type |
Dividend Rate |
APY |
| Holiday (November 1 transfer) |
.50% |
.50% |
| Vacation (May 1 transfer) |
.50% |
.50% |
| Back to School (August 1 transfer) |
.50% |
.50% |
| Dividends will be compounded and credited monthly on balances of $100.00 or greater. A penalty may be imposed for early withdrawals. |
| SHARE CERTIFICATES ACCOUNT |
| Term |
Dividend Rate |
APY |
| 3 Month |
1.00% |
1.01% |
| 6 Month |
1.23% |
1.24% |
| Minimum deposit $500.00 |
| 12 Month |
1.96% |
1.98% |
| 18 Month |
4.43% |
4.50% |
| 24 Month |
2.11% |
2.13% |
| Minimum Deposit $1000.00 |
| 30 Month |
2.16% |
2.18% |
| 36 Month |
2.16% |
2.18% |
| 48 Month |
2.21% |
2.23% |
| 60 Month |
2.25% |
2.28% |
| Minimum Deposit $2500.00 |
| Dividends will be compounded and credited quarterly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal will reduce earnings. A penalty may be imposed for early withdrawals. *6 Month Special minimum deposit $1000, effective 08/28/2023. **12 Month Special effective 07/31/2023. |
| IRA SHARE ACCOUNT |
| Ira Type |
Dividend Rate |
APY |
| Roth/ Traditional or Educational |
.35% |
.35% |
| Dividends will be compounded and credited monthly on the average daily balance. Please contact OCCU for other terms and conditions on these accounts. |
| DIVIDEND SHARE DRAFT/CHECKING ACCOUNT |
| Dividend Amount |
Dividend Rate |
APY |
| $0-$1,000 |
0.00% |
0.00% |
| $1,000.01-$2,500 |
0.02% |
0.02% |
| $2,500.01-$5,000 |
0.04% |
0.04% |
| $5,000.01-$10,000 |
0.06% |
0.06% |
| $10,000.01+ |
0.08% |
0.08% |
| Dividends will be compounded and credited monthly on the average daily balance. |
*APY= Annual Percentage Yield.
*Rates effective 02.20.2023. Dividend Rates and Annual Percentage Yields are subject to change without notice.
*Membership eligibility required
